A: The SMARTE TRADER is for any investor who wants to commit a small portion of his investment capital to short-term oriented trading.

A: No. But he should have some experience in the investment market with stocks, bonds, and mutual funds, and at least have a brokerage account. The SMARTE TRADER recommendations are very specified and detailed. The subscriber is not kept guessing on what to do.

A: The SMARTE TRADER is not a daily service, it is market driven . We are averaging about 2 to 4 messages per week.

A: The SMARTE TRADER will have an average of 10 to 15 recommendations at any given time.

A: The SMARTE TRADER gives recommendations on stocks, the short selling of stocks, and options. WE DO NOT TRADE FUTURES OR COMMODITIES.

A: You don’t have to. Most subscribers select the areas they feel most comfortable in. Obviously, some of these areas are more volatile than others. For example, if you do go into options, we strongly advise that you follow Mr. Dohmen’s advice precisely, especially in regard to the maximum amount that should be committed. If you didn’t trade options before, you should learn before you start investing in options.

A: That’s one of the many benefits of the SMARTE TRADER: you’ll always know where you stand. When it’s time to take profits, you’ll be advised. For risk control, you will use recommended protective stops on your positions. Therefore, the maximum downside risk will always be protected. The goal of the SMARTE TRADER is never to lose a significant portion of your trading capital on any one trade. Risk reduction is a most essential ingredient for every successful trader.

A: The SMARTE TRADER has a tremendous performance record. Subscribers tell us "it’s the best." Please read through the SMARTE TRADER pages to see the recent performance of this service. You see, just one good trade can pay for the subscription of the service for an entire year or more.

A: Depending on your experience, you use no more than 20-30% of your total investment capital for shorter-term trading. The minimum dollar amount used is of course the decision of each subscriber. The answer depends on the individual and his risk tolerance. We do not give any specific minimum amount for our service. However, the cost of the service should be a reasonable percentage of the amount of money being traded. Many professional traders suggest that a person should not start any type of trading with less than $10,000 or $20,000. Several decades ago, Mr. Dohmen started with less than $1,000 and became very successful. However, that may be the exception.

A: It's only $3,500 per year, or $899 Automatic charge per 12 weeks, or $350 Automatic charge per 4 weeks.

A: "Autocharge" means, we will charge your credit card automatically at the end of every 12 weeks cycle without renewal notices. This method of payment is excellent because your subscription will never be interrupted. Write us an e-mail when you wish to stop the charges and your subscription will be canceled at the end of the current term.

A: Subscriptions can only be paid by credit card. We have recently converted to an automatic system, which lowers our cost, and allows us to maintain our low subscription rates. We accept Visa, Master Charge, or American Express.

A: Yes, there is a trial subscription available for 4 weeks at $399 – NON REFUNDABLE. We strongly recommend that a trader make a commitment to himself to give the service at least one year. That’s the only way to know if it’s valuable. If for some reason you decide it’s not for you, you can always receive a pro rata refund after an initial 12-week standard subscription term.

A: If you cancel at the end of the 12-week period, you get a pro rata refund of the one-year subscription rate - $899 will be deducted.

A: Some of the stocks may be those of foreign companies traded on US exchanges. Stocks that only trade abroad are not covered.

A: The SMARTE TRADER recommendations are sent out always in the evening .

You can implement your orders for the next day. There are no updates sent during the trading day. This is not a service for daytraders who go for nickels and dimes.

A: We do not recommend any specific brokerage firm. You don’t want to use a so-called "full commission" firm, because the commissions are astronomical. A good, on-line discount broker is the way to go.